Privacy Policy

Better World Insurance ("we," "us," or "our") collects personal information necessary to provide insurance quotes, policy services, and claims processing. Information collected may include: • Personal identification information (name, address, date of birth, Social Security number) • Contact information (phone number, email address, mailing address) • Financial information (bank account details for payments) • Property information (address, construction details, claims history) • Vehicle information (VIN, make, model, drivers) • Health information (for life insurance applications) • Claims history and underwriting data We collect this information directly from you, from third-party data providers, insurance carriers, credit bureaus, public records, and other sources permitted by law.

We use your personal information for the following purposes: • Processing insurance quotes and applications • Binding and servicing insurance policies • Processing claims and payments • Communicating with you about your policies • Complying with legal and regulatory requirements • Preventing fraud and unauthorized transactions • Improving our services and customer experience • Marketing insurance products (with your consent) We do not sell your personal information to third parties for their marketing purposes.

We may share your personal information with: • Insurance carriers to process quotes and bind policies • Reinsurance companies for underwriting purposes • Service providers who assist in our operations (payment processors, document management) • Regulatory authorities as required by law • Law enforcement when legally required • Third parties with your explicit consent All third parties are contractually obligated to protect your information and use it only for authorized purposes.

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include: • Encryption of sensitive data in transit and at rest • Secure servers with restricted access • Regular security assessments and updates • Employee training on data protection • Multi-factor authentication for system access However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

You have the right to: • Access the personal information we hold about you • Request correction of inaccurate information • Request deletion of your information (subject to legal retention requirements) • Opt out of marketing communications • Restrict certain processing of your data • Receive a copy of your data in a portable format To exercise these rights, contact us at barbara@betterworldinsurance.org or (305) 744-5232.

Our website uses cookies and similar technologies to: • Remember your preferences • Analyze website traffic and usage • Improve website functionality • Provide personalized content You can control cookies through your browser settings. However, disabling cookies may limit website functionality.

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected information from a child under 18, we will delete it promptly.

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will post the updated policy on our website with a revised "Last Updated" date. Material changes will be communicated via email or prominent website notice.

Residents of certain states may have additional privacy rights under state law: **California Residents:** Under the California Consumer Privacy Act (CCPA), you have the right to know what personal information we collect, request deletion, opt out of sales (we do not sell data), and non-discrimination for exercising these rights. **Florida Residents:** Under Florida law, you have rights regarding the accuracy and confidentiality of insurance information. Contact us to exercise your state-specific rights.

For questions about this Privacy Policy or our data practices, contact: Better World Insurance 5755 W Flagler Street, Suite 210 Miami, FL 33144 Phone: (305) 744-5232 Email: barbara@betterworldinsurance.org Florida License # W659014